Loan Security Fund
कर्ज सुरक्षा निधी योजना अटी व शर्ती
सदर ठेव योजनेचा उद्देश
✔️ मध्यम मुदत कर्ज रक्कमेच्या १% कर्ज सुरक्षा निधी भरावा लागेल किंवा कर्ज रक्कमेतून कपात करुन दयावा लागेल.
✔️ जामिनदारांना कर्जदारांच्या कर्जाची रक्कम भरण्यापासून दिलासा मिळू शकेल.
✔️ सदर कर्ज सुरक्षा निधी योजनेचा लाभ फक्त मध्यम मुदत कर्जासाठीच राहील.
✔️ सदर योजनेचा लाभ त्याच कर्जापुरता मर्यादित राहील.
✔️ सदर योजनेचा लाभ नैसर्गिक मृत्यू झाला असेल तरच मिळेल (आत्महत्या करणाऱ्या सभासदांस लाभ मिळणार नाही).
✔️ सभासद व सभासदांचे वारसांना आर्थिक सरंक्षण मिळण्यासाठी.
Loan Security Fund Scheme (कर्ज सुरक्षा निधी योजना)
The Loan Security Fund Scheme offers financial protection and peace of mind to both borrowers and their guarantors. This scheme is specifically designed for members availing Mid-Term Loans, helping to secure their liabilities in case of unforeseen events.
📌 Key Features & Terms
✅ Contribution Requirement:
Members are required to contribute 1% of the loan amount to the Loan Security Fund. This can either be paid separately or deducted from the loan amount.
✅ Guarantor Relief:
The scheme aims to reduce the financial burden on guarantors in the unfortunate event of the borrower’s death.
✅ Applicable Only for Mid-Term Loans:
This benefit is exclusively available for Mid-Term Loans and not for any other loan types.
✅ Limited to the Specific Loan Only:
The security cover is applicable only to the loan for which the contribution was made.
✅ Covers Natural Deaths Only:
The scheme provides coverage only in the case of natural death of the member. It does not cover cases of suicide.
✅ Support for Members’ Families:
In the event of the member’s natural death, the scheme offers financial protection to the member’s legal heirs, reducing their liabilities.