Privacy Policy
Effective Date: July 27, 2025
At Junior College Employees Co-op Credit Society LTD, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, store, and protect the data of our members, all of whom are employees of Junior and Senior College.
1. Who We Are
Junior College Employees Co-op Credit Society LTD. is a member-driven financial cooperative offering various financial services exclusively to Junior and Senior college employees.
2. Information We Collect
We may collect the following personal information when you use our services or interact with us:
- Full Name
- Employee ID & Workplace Details
- Contact Information (Phone, Email, Address)
- Bank Account Details
- Loan & Deposit Information
- KYC Documents (PAN, Aadhaar, etc.)
3. How We Use Your Information
We use your data to:
- Process applications for loans and deposits
- Maintain accurate financial and account records
- Communicate with you regarding your account or society updates
- Comply with legal and regulatory requirements
- Securely operate our CBS software and online systems
4. Data Security
We take all necessary steps to protect your data through secure servers, encrypted communication, and internal access controls. Our CBS (Core Banking System) software and digital infrastructure follow strict security standards.
5. Sharing of Information
Your information is:
- Never sold or rented to third parties
- Only shared with trusted partners when required for legal, operational, or software support purposes
- Disclosed when mandated by law or regulation
6. Your Rights
As a registered member, you have the right to:
- Request access to your personal data
- Ask for corrections or updates
- Withdraw consent for data usage (within legal limits)
7. Cookies & Website Usage
Our website may use basic cookies to improve your browsing experience. We do not track personal or sensitive information through cookies.
8. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our website with a revised effective date.
9. Contact Us
For questions or concerns regarding your personal data or this policy,
Please contact:
Junior College Employees Co-op Credit Society LTD.
Krishna Complex, Hare Krishna A-1, Office No. 309, Above Nulife Hospital, L.B.S. Marg, Ghatkopar (W), Mumbai – 400086.
TEL: 022 35131508
Email: jrcollegeempscreditsoc@gmail.com